Sample Thesis Paper

Habib Bank Limited (HBL) commenced business in the year that Pakistan gained independence and based the head office in the then capital city that was Karachi. HBL has international operations in Sri Lanka. The Habib Bank Plaza, a historical monument for the people of Pakistan was constructed in the early seventies after the separation from East Pakistan (now Bangladesh) to mark the silver jubilee of the bank. Due to the nationalization policies of the government in the seventies, HBL was nationalized like MCB in the seventies.

HBL progressed in this period and had a huge market share of over fifty five percent in remittances coming into the country. It also makes personal loans and commercial loans to small and large industrialists and also to the agriculture sector which is the largest business sector in Pakistan. HBL also expanded its overseas business to include the United States of America and Asian countries like Oman and Maldives and Singapore and European countries including Belgium and Holland. Currently, HBL has the biggest distribution network in Pakistan with more than fourteen hundred branches operating in the major cities like Karachi, Lahore, and Islamabad, Rawalpindi and Peshawar and around two hundred other locations which include both cities and small villages. Today, HBL is present in around 24 countries in the world, including USA, the UK and many Middle Eastern and European and African countries (HBL 2009).

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